FEDERAL EMPLOYEES
As a federal employee, you’ve spent your career serving others — but when it comes to your own retirement, the system can feel overwhelming and confusing. With major changes like the elimination of the Deferred Retirement Option Plan (DRP), many employees are being forced to make permanent decisions without truly understanding the long-term impact. One wrong choice can quietly cost you thousands and change the course of your future.
Patricia Peña, the only Chartered Federal Benefits Consultant in South Texas, is dedicated to standing in your corner — helping you protect what you’ve earned, avoid costly mistakes, and feel confident about the retirement you’ve worked so hard for.
01
FEHB
We help you understand how your health coverage works in retirement so you can avoid unexpected costs and keep the care you rely on.
02
FEGLI
We review your federal life insurance to make sure your loved ones are protected without overpaying for coverage you may no longer need.
03
TSP
We help you make sense of your TSP so your savings last as long as you do and support the retirement you’ve envisioned.
04
SURVIVOR PLANNING
We ensure your spouse and family are financially protected so your legacy — not stress — is what you leave behind.
05
EDUCATIONAL WORKSHOPS
Our education seminars provide members with a deeper understanding of the understanding on their benefits and retirement work as a federal employee and annuitant.
Fill out the form to review your FEHB, FEGLI, and TSP options with a federal benefits expert!
